A Guide To Housing in West Virginia

[Introduction]   [Rent Or Own?]   [Examining Finances]   [Renting]   [Buying A House]   [Building A New Home]   [Resources]   [Worksheets/Checklists]


Guide Table of Contents

Picture of a house: A guide to housing in West VirginiaIntroduction


Rent or Own: How to Make a Decision
     To Rent or To Buy?
     Deciding Where to Live
     Features of Your Home
     Working with a Realtor
     Filing a Complaint
     Safety Tips
     How to Prepare for an Emergency


Examining your Finances
     Creating a Budget
     What Can You Afford?
     How's Your Credit?
     Fixing Your Credit
     A Warning About Credit Cards
     Why Save?


Renting
     Tenant Rights and Responsibilities
     Fair Housing
     Section 8
     Section 504


Buying A House
     Making an Offer
     Understanding Mortgages
     Payments and Escrows
     Housing Assistance Programs
     Before Closing
     After You Get the Keys


Building A New Home
     What to Build?
     Designing Your Home
     Finding Land
     Finding a Builder
     Permits & Inspections


Resources
     Glossary of Terms
     Housing Counseling Agencies
     Social Security Offices
     Housing Authorities
     Consumer Credit Counseling Services
     Publications
     Agencies
     Safety and Evacuation Resources


Worksheets/Checklists
     Monthly Income Worksheet
     Monthly Expenses Worksheet
     Safety & Accessibility Checklist


Northern West Virginia Center for Independent Living

Housing Committee
Center for Excellence in Disabilities at
West Virginia University, a part of Robert C. Byrd Health Sciences Center

Community Living Initiatives Corporation

Funding provided by West Virginia Developmental Disabilities Council
     and West Virginia Real Choice, CED, December 2004
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